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Opinion
Opinion
I have $4.5 million in assets - can I get a Seniors Health Card?
Even if you have millions of dollars in assets, you can still be eligible for the Commonwealth Seniors Health Card.
- by Noel Whittaker
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Opinion
Opinion
Is $11,000 a year for financial advice too much?
The value of a financial advisor can sometimes be intangible, but for $11,000 you’d want to be getting significant support.
- by Paul Benson
Opinion
Opinion
Will paying for the grandkids’ school fees affect our pension?
Giving a gift – like paying for your grandkid’s school fees – can affect your pension if the amount is high enough.
- by Noel Whittaker
Opinion
Opinion
Should I pay off my investment property or add to my super?
Adding more into your super where possible can leave you better off in retirement.
- by Paul Benson
Opinion
Opinion
How will our joint-owned investment properties affect our pension?
When a couple applies for the age pension, all their assets – such as multiple properties – are assessed.
- by Noel Whittaker
Opinion
Opinion
Our land tax on our holiday home has quadrupled. Should we sell?
Land tax is a state-based tax, so it’s important to be clear on the rules before making any decisions.
- by Paul Benson
Opinion
Opinion
Apps, trackers, buckets: I’ve tried it all, why am I still bad at saving money?
When it comes to a road map for how to save, common advice centres on practical tools. But the crux of the problem goes far deeper.
- by Paridhi Jain
Opinion
For subscribers
I’m a self-funded retiree, can I avoid paying tax on my shares?
When selling shares, the capital gains will be added to your taxable income, but there are some ways to reduce the strain.
- by Noel Whittaker
Opinion
Opinion
I’m in my 20s, should I add to my super or save for a home?
Deciding where to put your hard-earned savings when you’re young can be a tricky decision.
- by Paul Benson
Opinion
Opinion
Will I lose my age pension if I get married?
When it comes to assessing your income for pension purposes, marriage may not matter as much as you think.
- by Noel Whittaker
Opinion
Opinion
Is setting up a self-managed super fund easy?
With an SMSF you make the investment decisions, and you are responsible for ensuring your fund is in compliance with the legislation.
- by Paul Benson